SHAREDFUNDS.
SplitVault is a global mutual-approval platform built in Kenya. Authorize payouts by phone, split funds securely, and manage mobile money or bank transfers with total transparency.
Three Steps. Secure Payouts.
Founded in Kenya and built for global reach, SplitVault provides a secure, mutual-approval till for shared funds worldwide. Authorize payouts by phone, manage splits with ease, and ensure every transaction is verified by both parties before funds are released.
CREATE & CONFIGURE
Set up your vault, define the split percentages, and enter the recipient phone numbers. Our platform generates a secure, mutual-approval link instantly.
MUTUAL APPROVAL
Both parties authorize the payout via phone number within the 15-minute window. We support M-Pesa, Airtel Money, and bank transfers for total flexibility.
SECURE SETTLEMENT
Once approved, funds move instantly. If unissued after 24 hours, funds return to the sender, subject to a 10% fee on the unissued amount.
See How a Split Payout Works
SplitVault holds shared funds in a mutual-approval vault until both parties authorize the payout via phone number. Simple, transparent, and conflict-free.
Enter both phone numbers to create a mutual till session in Kenya.
Set agreed split ratios (e.g. 60/40) for automatic, multi-party distribution.
Safeguards both parties against payout disagreements.
Both parties verify via phone prompt within the 15-minute approval window.
15-min prompt window + 1-hr grace period.
Unissued after 24h returned to sender (10% return fee).
Funds are instantly sent to M-Pesa, Airtel Money, or bank accounts.
Funds successfully distributed via M-Pesa & Mobile Banking.
Ready to handle shared payouts safely with mutual approval?
Shared funds, mutually approved.
Rooted in Kenya and built for global reach, SplitVault is a secure till for shared payouts. We ensure funds move only when both parties agree, providing a conflict-free way to manage money across mobile money and international bank rails.
Mutual Approval
Shared funds are locked until both parties authorize the payout via phone number, ensuring total transparency.
Configurable Splits
Set exact percentage allocations for each party before the vault opens, preventing any conflict over shares.
Secure Timelines
Funds follow a 15-minute approval window and 1-hour grace period, with automated returns if left unissued.
Flexible Payouts
Seamlessly settle shared funds using mobile money and bank transfers, with M-Pesa and Airtel Money as founding Kenyan rails alongside global bank payout options.
Shared funds, authorized by both parties.
Mutual phone approval
Payouts trigger only after both parties verify via phone number, ensuring total agreement.
Secure vault mechanics
Funds stay protected in our vault with a 15-minute window for mutual payout authorization.
Automated fund returns
Unissued funds return to the sender after 24 hours, with a 10% fee on unissued amounts.
SECURE SHARED
/ TRANSACTIONS.
SplitVault provides a transparent, mutual-approval till system for shared payouts everywhere, rooted in Kenya. We ensure every shared payout is authorized by both parties securely.
Secure mutual-approval vaults established for shared fund management.
Total volume handled through M-Pesa, Airtel, and bank transfers.
Transactions completed via mutual authorization within the window.