Secure Payouts · Mutual Approval

Shared funds,securelyauthorized.

SplitVault is a globally accessible mutual-approval till platform. Two parties authorize every payout by phone number, ensuring shared funds are handled with total transparency and zero conflict anywhere in the world.

Anchored in Kenya with founding local rails like M-Pesa and Airtel Money, SplitVault extends globally through international bank transfers. Funds are held securely until both parties approve, with automated returns if unissued after 24 hours.

Mobile interface showing a mutual approval transaction flow for shared funds in Kenya

Active Vault Status

15m Approval Window · 10% Fee

01 — PLATFORM

Secure shared payouts.

Two mobile phones displaying a secure mutual approval transaction interface

01

APPROVAL

Mutual Approval Till

Secure shared funds with our dual-key vault. Both parties must authorize payouts via phone number, ensuring total transparency and preventing unauthorized access.

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Digital interface showing M-Pesa and bank transfer payout selection

02

PAYOUTS

Flexible Payout Options

Seamlessly settle shared funds across global banks and mobile money networks, with Kenya's M-Pesa and Airtel Money as founding payment rails for instant liquidity.

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Visual timeline showing the 24-hour refund window and fee structure

03

SAFEGUARDS

Automated Refund Policy

Funds unissued after 24 hours are returned to the sender. A 10% fee applies to unissued amounts, ensuring commitment and security for all shared vault participants.

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Interactive slider interface for configuring shared fund percentages

04

CONTROL

Configurable Splits

Define exact split percentages for every vault. Our platform lets you and your partner agree on allocations upfront, eliminating conflict during the payout process.

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VAULT PRICING

Secure payouts,
transparent fees.

SplitVault provides secure, mutual-approval shared funds. Choose the plan that fits your payout needs.

I — BASIC VAULT

Standard Split

from 2%/ payout

Secure shared funds for simple two-party payouts.

  • Mutual approval till system
  • Phone number verification
  • M-Pesa & Airtel support
  • 15-minute approval window
  • 1-hour grace period
  • Secure fund holding
  • Real-time status updates
POPULAR

II — PRO VAULT

Business Split

from 5%/ payout

Advanced tools for professional shared transactions.

  • Configurable split percentages
  • Bank transfer integration
  • Priority approval processing
  • Automated payout scheduling
  • Detailed transaction history
  • Dedicated support access
  • Multi-vault management
  • Yield-bearing options

III — ENTERPRISE

Custom Vault

Custom / scale

Tailored solutions for high-volume shared payouts.

  • Bespoke vault configuration
  • API access for platforms
  • Premium settlement priority
  • Custom approval workflows
  • Advanced reporting tools
  • Dedicated account manager
  • Full butler-style support
  • Custom branding options

10% fee applies to unissued funds returned after 24 hours.