Secure Payouts · Mutual Approval
Shared funds,securelyauthorized.
SplitVault is a globally accessible mutual-approval till platform. Two parties authorize every payout by phone number, ensuring shared funds are handled with total transparency and zero conflict anywhere in the world.
Anchored in Kenya with founding local rails like M-Pesa and Airtel Money, SplitVault extends globally through international bank transfers. Funds are held securely until both parties approve, with automated returns if unissued after 24 hours.

Active Vault Status
15m Approval Window · 10% Fee
01 — PLATFORM
Secure shared payouts.

01
APPROVAL
Mutual Approval Till
Secure shared funds with our dual-key vault. Both parties must authorize payouts via phone number, ensuring total transparency and preventing unauthorized access.
Learn More
02
PAYOUTS
Flexible Payout Options
Seamlessly settle shared funds across global banks and mobile money networks, with Kenya's M-Pesa and Airtel Money as founding payment rails for instant liquidity.
Learn More
03
SAFEGUARDS
Automated Refund Policy
Funds unissued after 24 hours are returned to the sender. A 10% fee applies to unissued amounts, ensuring commitment and security for all shared vault participants.
Learn More
04
CONTROL
Configurable Splits
Define exact split percentages for every vault. Our platform lets you and your partner agree on allocations upfront, eliminating conflict during the payout process.
Learn MoreVAULT PRICING
Secure payouts,
transparent fees.
SplitVault provides secure, mutual-approval shared funds. Choose the plan that fits your payout needs.
I — BASIC VAULT
Standard Split
Secure shared funds for simple two-party payouts.
- Mutual approval till system
- Phone number verification
- M-Pesa & Airtel support
- 15-minute approval window
- 1-hour grace period
- Secure fund holding
- Real-time status updates
II — PRO VAULT
Business Split
Advanced tools for professional shared transactions.
- Configurable split percentages
- Bank transfer integration
- Priority approval processing
- Automated payout scheduling
- Detailed transaction history
- Dedicated support access
- Multi-vault management
- Yield-bearing options
III — ENTERPRISE
Custom Vault
Tailored solutions for high-volume shared payouts.
- Bespoke vault configuration
- API access for platforms
- Premium settlement priority
- Custom approval workflows
- Advanced reporting tools
- Dedicated account manager
- Full butler-style support
- Custom branding options
10% fee applies to unissued funds returned after 24 hours.